Settle across currencies without a correspondent bank.
A corridor that swaps and settles between regulated local stablecoins on-chain — no nostro accounts, no intermediary holding the float.
Moving money between currencies the old way means correspondent banks, pre-funded accounts in each country, and days of waiting while everyone settles up. Here, regulated local stablecoins are swapped and settled in a single on-chain transaction — the exchange and the transfer happen together, in seconds, with nobody holding your float in between.
Moving value between currencies meant correspondent banks, pre-funded accounts, and days of settlement risk on every leg.
- 01On-chain FX between regulated local stablecoins
- 02 swap-and-settle — the trade and the transfer are one transaction
- 03Pricing and limits enforced in contracts they operate
Cross-currency value moves and settles atomically in seconds, with no correspondent bank holding the float in the middle.
The architecture, end to end.
Each box is a primitive we wrote and you own — legible all the way down, no black-box vendor in the path. Value flows left to right.
Value starts in a regulated local stablecoin the operator supports.
Price and limits enforced in contracts the operator runs.
The trade and the transfer are a single, all-or-nothing transaction.
Counter-currency value is final in seconds — no correspondent float.
- On-chain where enforcement matters; in your infrastructure where operation matters.
- Non-custodial by default — keys and funds stay with their owner.
- Audited line by line, then handed over: repository, runbook, and proofs.
Legacy vs the system we built.
| The legacy way | With Govart | |
|---|---|---|
| Settlement | Days, leg by leg | Seconds, atomic |
| Pre-funding | Nostro accounts everywhere | None |
| Intermediaries | Correspondent banks | None |
| FX + transfer | Separate steps | One transaction |
Primitives, not black boxes.
Each layer is code you own and can read — written in-house, audited, and handed over. No rented dependency in the path of your money.
On-chain FX
Swap between regulated local stablecoins at rates you enforce.
Atomic swap-and-settle
The trade and the transfer are a single, all-or-nothing transaction.
No correspondent float
Nobody holds your money in the gap between the two legs.
Built as if it’ll be attacked.
In crypto, one mistake is terminal. We threat-model before we build — here’s what could go wrong, and what stops it.
Days of settlement risk pile up on every leg.
Atomic settlement — final in seconds, all-or-nothing.
Pre-funded nostro accounts tie up working capital.
No pre-funding; the corridor settles on demand.
A correspondent bank holds the float.
No intermediary sits in the flow.
Yours at the end. All of it.
The engagement ends — that’s the point. What stays is everything you need to run and extend the system without us.
The repository
Every contract and service, commented and documented — nothing withheld, no black box.
Audit reports
Internal review plus an independent third-party audit, your engineers reading along.
The runbook
How to operate, monitor, upgrade and recover — written for your team, not ours.
Keys & training
Full control transferred, and your engineers walked through it until it's theirs.
“Settlement across currencies, no correspondent in the middle.”
Have something like this to build?
Disclaimer
Govart provides software engineering, technical advisory, and infrastructure services only. We advise on technology — not on financial, investment, legal, tax, or accounting matters. Nothing on this site is advice, an offer, a solicitation, or a recommendation.
We are not a bank, broker, custodian, exchange, payment processor, money-services business, or virtual-asset service provider, and we never hold, transmit, or take custody of client or end-user funds.
KYC, AML, sanctions screening, licensing, and regulatory compliance remain the responsibility of the operator that owns and runs each deployed system. We build the controls you specify; we do not act as your compliance function. Figures and examples shown are illustrative only.